PaychekPLUS! Elite Visa Payroll Card Quick Reference Guide / paychekplus-elite-visa-payroll-card-quick-reference-guide.pdf / PDF4PRO (2024)

1 Activate Your Card Your PaychekPLUS! card must be activated before it can be used for accessing your pay. You can activate your card online or by phone, just follow the instructions below. Activate Your Card Online Go to Click on First Time Login and enter the 16-digit card number on front of your card Follow the instructions to set up your online account and 4-digit PIN Sign up for Alerts* to keep track of your card account balanceActivate Your Card by Phone Call the number on the back of your card Enter the 16-digit card number on front of your card Follow the prompts to enter your date of birth and last 4 digits of your Social Security Number Set up your 4-digit PINA ccess Your Pay with No Fees** There are many ways to access your pay without a fee at any time.

2 Make purchases, with or without cash back Teller Assisted Cash Withdrawal at banks displaying the visa Acceptance Mark Pay bills directly with merchants who accept visa debit cardsPlus, once per pay period, the fee is waived for the first transaction you make from the list below: Withdraw cash from an ATM - Allpoint or other** Transfer funds to a bank account - online at Get a USPS Money Order - you ll receive an automatic rebate of the money order fee once per pay period.*Standard text message and data rates, fees, and charges may To Use Your CardMaking PurchasesUse your PaychekPLUS! card everywhere visa debit cards are accepted.

3 At a store - either swipe your card or hand it to the cashier. (For online or phone purchases, follow the instructions you are given.) If you choose Debit, enter your PIN to complete the transaction. If you choose Credit, accept the amount and sign your name. Take your card and receipt.(Note: there is no line of credit associated with your card account. Attempting to make a purchase for more than your card balance could result in a Purchase Decline fee.)Getting Cash Back with In-Store PurchasesMany stores offer cash back with purchases, just ask the cashier for details. There s no card fee for this service!** Swipe your card or hand it to the cashier.

4 Select Debit and enter your PIN. Tell the cashier you want cash back and the amount you would like to receive. Take your cash, card and Cash from an ATM:When you use Allpoint ATMs, you can avoid terminal charges for ATM withdrawals.** Insert your card into the machine and enter your PIN. Select Checking and the amount you want to withdraw. Accept the fee, if asked. Take your cash and your Assisted Cash WithdrawalYou can get cash from your card for no fee** at any bank displaying the visa Acceptance Mark. Go to a bank branch displaying the visa Acceptance Mark. Present your signed card and photo ID to the teller and request the amount of cash you want.

5 (If the bank teller is unfamiliar with this process or tries to charge you a fee, call Cardholder Services for assistance.)**While these features are available for no fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for more details. **ATM surcharge fees may apply when using ATMs other than ! Elite visa Payroll CardQuick Reference Guide1919 Managing Your Card AccountOnline - View your card account balance, recent transactions, monthly statement and card account history Change your PIN and update your address and other information Learn about and sign up for card features Get helpful tips about how to use your card Transfer funds to a bank accountSave in your favorites!

6 By Phone - Cardholder ServicesCall the toll-free number on the back of your card and use the automated system for Quick account access or to speak with a Customer Service Representative. You should also call this number immediately if your card is lost or the number on the back of your card in your phone or in a safe place for easy access!Mobile App - Prepaid CardConnect* View your card account balance and recent transactions Enroll in and manage text alerts* Locate nearby ATMs Manage your Savings accountDownload Prepaid CardConnect to your iPhone or AndroidTM phone!Convenient Card Features These helpful services are available with your PaychekPLUS!

7 Card for no fee!**AlertsText alerts* to your cell phone are the most convenient way to check your card balance. You can also receive alerts by email. Plus, you can get up-to-the-minute balance information by texting BAL to AccountTake advantage of your card s Savings Account. This interest-bearing account is a great way to save for your future and unplanned expenses, and there s no fee or minimum deposit required to sign PayPay bills online or by phone using the money on your card for no fee. You can also set up future and recurring to to enroll today!Pre-Authorization Holds Tipping - When you use your card at a location where tipping is customary, up to 20% more than the purchase price will be held until the total with tip, if any, processes.

8 Paying for Gas - Pay inside instead of at the pump to avoid a possible pre-authorization hold of up to $75. Tell the cashier the exact dollar amount of gas you want to Your Card Online - Make sure the address you enter for payment is the same as the address for your card account. If they do not match, your transaction may be rejected.*Standard text message and data rates, fees, and charges may apply.**While these features are available for no fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for more details. The PaychekPLUS! Elite visa Payroll Card is issued by MetaBank pursuant to a license from visa Inc.

9 MetaBank; Member Tips Security - Keep your PIN and password in a safe place. Never store them with your card or share them with anyone! Know Before You Spend - Avoid Decline fees by knowing your card balance. Check your balance anytime by calling the number on the back of your card, with Text Alerts or the Prepaid CardConnect mobile app.* Lost or Stolen Card - If your card is lost or stolen, call Cardholder Services immediately, verify your address and have a new card mailed to you. Your funds are transferred to the new card when it is activated.

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PaychekPLUS! Elite Visa Payroll Card Quick Reference Guide / paychekplus-elite-visa-payroll-card-quick-reference-guide.pdf / PDF4PRO (2024)

FAQs

Can I use my Elite Paycheck Plus card at an ATM? ›

Getting Cash from an ATM:

When you use Allpoint ATMs, you can avoid terminal charges for ATM withdrawals. *** • Insert your card into the machine and enter your PIN. Select “Checking” and the amount you want to withdraw. Accept the fee, if asked.

How much can you withdraw from a paycheck plus card? ›

Cash Access

All ATM transactions are treated as cash withdrawal transactions. You may use your Card at an ATM. The maximum cumulative amount that may be withdrawn from an ATM per day is $1,220.00.

Can I overdraft my Elite Paycheck Plus card? ›

Nevertheless, if you make a purchase which exceeds the balance on your Card (an “overdraft”), you shall remain fully responsible for the amount of your purchase or withdrawal which exceeded the balance available on your Card.

How does PaychekPLUS work? ›

Most large retailers accept pin debit cards, like the Paychekplus! ® card for payment of goods and services. When you need to make a purchase, you will either give your card to the cashier or swipe your card then, input your pin. As long as funds are available, you will be on your way in no time with your purchases.

Can I use my benefits card at an ATM? ›

First, its use is limited to specific merchants based on the benefit account(s) you have selected, and to expenses deemed eligible by your Benefits Plan. Second, you cannot use it at an ATM, or to obtain "cash back" when making a purchase.

Can you withdraw cash from a payroll card? ›

You also can use your payroll card to access cash at ATMs. Some payroll cards offer one or more free in-network ATM withdrawals per pay period. You can locate in-network ATMs online, at the same website where you log in to your card account, or ask your employer for a list.

How do I withdraw money from Pay Plus? ›

How to withdraw the funds collected by PayPlus? For withdrawal of funds collected by Mobile Money, PayPlus allows you to withdraw your money as soon as you wish. To do this, simply fill out the withdrawal request form. The platform processes requests every thirty (30) minutes.

How much can I withdraw from cardless cash? ›

You can withdraw up to $500 a day and $1,000 a week without a card. This is in addition to your card limits. You cannot make more than 3 cardless withdrawals a day.

How much money can I withdraw from my account? ›

Under the Bank Secrecy Act (BSA), you are limited to $10,000 of cash withdrawals from your bank account per day. And if you want to withdraw more than that $10,000 daily cash limit, the bank will report your transaction to the federal government.

Can I force my card to overdraft? ›

Yes. While many banks allow you to overdraft right away, this service may come with hefty fees. If you're not vigilant about watching your account balance, you could face more than $100 in charges without realizing you've overdrafted.

Can you overdraft a payroll card? ›

Paycards function like debit cards, allowing holders to use only loaded funds. Employers can use a payroll card program that permits overdrafts to employees. However, this usually is not a good option due to overdraft fees.

Can I withdraw overdraft money? ›

No charges apply if you go into an unarranged overdraft. But you will not be able to withdraw cash or transfer money until your account balance is back in credit or within its limit. Unarranged overdrafts can be bad for your credit score.

What can I use my Elite card on? ›

With an ACE Elite Card, you can make purchases at stores, over the phone, and online. You may also withdraw cash at ATMs, pay bills, and other necessities. See Cardholder Agreement for fee information.

How does the Plus card work? ›

The Plus Card may only be used to purchase items pre-approved by a customer who placed an Order and Pay OR Shop and Deliver request. You can charge up to the anticipated order total for each delivery when using the Plus Card.

What is the routing number for PayChekPLUS? ›

PayChekPLUS Elite Visa Payroll Card 62108614 | Consumer Financial Protection Bureau.

Where can I withdraw money from my Elite card? ›

Cash Withdrawals from ACE

Visit a participating ACE Cash Express location near you and withdraw up to $100 per day with no fees1 when you have qualifying direct deposit.

Can you use a PayCard at an ATM? ›

You can either use a bank teller or an ATM machine to withdraw cash from your PayCard and then deposit that cash into your bank account. You will have one free bank or ATM transaction per payment cycle.

Can you use pre paid cards at ATM? ›

A: Yes. You may withdraw cash against the balance on most Mastercard prepaid and gift cards at any ATM. However, not all prepaid and gift card issuers allow ATM or foreign transactions. Be sure to check with your card issuer to ensure that these types of transactions are permitted.

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